Business Meeting

LENDME INVESTORS

1 (27)-1232.png

Investor Services

Over the past few years, LendMe has funded over $250 million in volume, giving their investors a truly passive yet rewarding investment opportunity in the California real estate sector.

For those that wish to diversify their investment portfolio by earning secured monthly returns on their investment, LendMe's trust deed offerings are an excellent way in doing so. 

Investors don't have to go searching for deals on their own. At LendMe, we will put together the deals for you and do a thorough analysis before presenting them. All aspects of the transaction are processed by LendMe in an effort to ensure the highest quality of service.

 

quick.png

Consistent Returns

Investors get consistent monthly returns on their investment.

Money

Hassle-Free Investing

Passive investing. While others work for their money, you can allow your money to work for you.

22.png

Capital Protection

Protect your capital investment by pledging the property as collateral.

Money

Hard Assets

Invest in tanginble, income-producing assets.

Be The Bank!

Grow with LendMe

How Does it Work?​

At LendMe, we allow our investors to invest in our trust deed offerings. A trust deed is a legal instrument used to create a security interest in real estate. Investing in trust deeds is simply investing in real estate secured loans.  The trust deed serves as a legal notice to show the property being pledged as collateral to secure the loan. Should the borrower default on the loan, the trust deed allows for a more quick foreclosure process.

 

At LendMe, these relatively short term trust deed investments allow our investors to seek a rather attractive yield, resulting in more stable and favorable returns than other investment opportunities with a similar risk profile.

Why Invest?

  • Hard-asset based lending

  • Securitised Investments

  • Capital Protection

  • Steady Returns

  • Passive Investing

  • Maximize your return

  • Minimize your exposure

  • Diversify Portfolio

  • Reduce liquidity risk

  • Deals brought to you

1 (27)-1232.png

How to Reduce Risk?

At LendMe, we do a thorough analysis of the deal and scrutinize the following prior to giving loan approval:

  • Loan Application

  • Credit Report

  • Schedule of Real Estate Owned

  • Preliminary Title Report (verify other liens)

  • Local Market Trends/Demographics

  • Appraisal Report

  • Borrower's Ability to Repay

  • Borrower's Exit Strategy

Frequently Asked Questions

How Does the Trust Deed Investment Process Work?


LendMe offers trust deed investments on non owner occupied, business purpose residential, multi-family, and commercial real estate, all secured by a recorded deed of trust. As a trust deed investor, you are in control of the deal and essentially act as a mortgage lender. LendMe serves as the underwriter/broker of the loan and fully processes the entire transaction. As an investor, you may fund the loan in its entirety, or simply a portion of it. Once a trust deed gets recorded against the property, you will be named as a beneficiary. Doing so provides you collateral to secure the borrower's obligtion under the promissory note - wherein the borrower agrees to pay a stated interest rate for the term of the loan. As an investor, you will receive monthly payments based on the agreed upon interest rate of the loan. When the loan gets paid off, you receive your principal investment back, along with any additional interest that may be owed at the time. *Feel free to view some of recently funded transactions*




Who Can Invest in Trust Deed Investments?


Qualified individuals, IRA accounts (self-directed), Company pension plans, Corporations, Partnerships, Trusts or Estates. *Feel free to reach out for more information*




How much do I need to invest in trust deeds?


LendMe currently does not service individual investments under $75,000.




When will I receive my principal amount back?


Typical loan terms are between 6 months to 5 years. Upon the loan getting paid off, the investor will receive back the original principal amount, plus any additional interest that may be owed.




How Do Investors Get Paid?


As an investor, you will receive monthly payments based on the agreed upon interest rate of the loan. A third party, independent loan processing company services the loan and will make arragmenets for direct deposit payments to your bank account.




What Are The Benefits of Investing in Trust Deeds?


Trust deed investing is a relatively lower risk profile investment strategy that allows investors to seek a passive approach while still gaining steady and favorable returns on their investment.




How is My Investment Secured?


These loans are written on a promissory note, which is secured by a recorded deed of trust. In addition, borrower's are responsible for title insurance as well as hazard insurance to protect the investor's best interest.




What Happens if the Borrower Doesn't Perform?


In the case that the borrower does not peform, the lender can foreclose on the property to recoup their invesment, along with any past-due interest. At LendMe, we avoid highly-leveraged properties, this way, we can protect our investors by giving them a more significant margin of safety in the case that the property does go through the foreclosure process.





1 (27)-1232.png

Gain A Business Partner Not Just A Lender