Over the past few years, LendMe has funded over $250 million in volume, giving their investors a truly passive yet rewarding investment opportunity in the California real estate sector.
For those that wish to diversify their investment portfolio by earning secured monthly returns on their investment, LendMe's trust deed offerings are an excellent way in doing so.
Investors don't have to go searching for deals on their own. At LendMe, we will put together the deals for you and do a thorough analysis before presenting them. All aspects of the transaction are processed by LendMe in an effort to ensure the highest quality of service.
Investors get consistent monthly returns on their investment.
Passive investing. While others work for their money, you can allow your money to work for you.
Protect your capital investment by pledging the property as collateral.
Invest in tanginble, income-producing assets.
How Does it Work?
At LendMe, we allow our investors to invest in our trust deed offerings. A trust deed is a legal instrument used to create a security interest in real estate. Investing in trust deeds is simply investing in real estate secured loans. The trust deed serves as a legal notice to show the property being pledged as collateral to secure the loan. Should the borrower default on the loan, the trust deed allows for a more quick foreclosure process.
At LendMe, these relatively short term trust deed investments allow our investors to seek a rather attractive yield, resulting in more stable and favorable returns than other investment opportunities with a similar risk profile.
Hard-asset based lending
Maximize your return
Minimize your exposure
Reduce liquidity risk
Deals brought to you
How to Reduce Risk?
At LendMe, we do a thorough analysis of the deal and scrutinize the following prior to giving loan approval:
Schedule of Real Estate Owned
Preliminary Title Report (verify other liens)
Local Market Trends/Demographics
Borrower's Ability to Repay
Borrower's Exit Strategy
Frequently Asked Questions
How Does the Trust Deed Investment Process Work?
LendMe offers trust deed investments on non owner occupied, business purpose residential, multi-family, and commercial real estate, all secured by a recorded deed of trust.
Who Can Invest in Trust Deed Investments?
How much do I need to invest in trust deeds?
When will I receive my principal amount back?
How Do Investors Get Paid?
As an investor, you will receive monthly payments based on the agreed upon interest rate of the loan. A third party, independent loan processing company services the loan and will make arragmenets for direct deposit payments to your bank account.
What Are The Benefits of Investing in Trust Deeds?
Trust deed investing is a relatively lower risk profile investment strategy that allows investors to seek a passive approach while still gaining steady and favorable returns on their investment.
How is My Investment Secured?
These loans are written on a promissory note, which is secured by a recorded deed of trust. In addition, borrower's are responsible for title insurance as well as hazard insurance to protect the investor's best interest.
What Happens if the Borrower Doesn't Perform?
In the case that the borrower does not peform, the lender can foreclose on the property to recoup their invesment, along with any past-due interest. At LendMe, we avoid highly-leveraged properties, this way, we can protect our investors by giving them a more significant margin of safety in the case that the property does go through the foreclosure process.